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UK Mortgages At 12 Year Low
First time home owners are finding it increasingly difficult to get on to the property ladder due to a 12 year low on the number of mortgages being approved. This combined with the UK housing market slowing down has resulted in purchasing a house for the first time being a bigger challenge than ever.
However, it [...]
Mortgage Rates At All Time Low
This week marks a new low for mortgage rates. Mortgage rates are at a 37 year low. Rates have not been this low since 1971. The federal government decreased interest rates for the seventh consecutive week. This is an all out attempt to bring home buyers into the market and take some inventory off the [...]
House Prices Continue To Fall – A Light At The End Of The Tunnel?
House prices dropped another 2.2% in October this year, according to the Halifax, contributing to a 13.7% drop over the last 12 months. This means the average UK home now costs 168, 176 pounds, nearly 30k than exactly a year ago.
House prices are now back to the level they were in October 2005, and conditions [...]
Five Creative Ways to Secure an Owner Builder Loan Without a Down Payment at Closing
Owner builder construction loans, like the rest of the mortgage industry, have had to tighten their belts to survive in today’s lending climate. For borrowers who wish to build their own homes, this translates into tougher guidelines to secure financing. However, there are still four creative ways that an owner builder has available to close [...]
Getting Past the Work at Home Mental Blocks
Many people want to succeed when they work at home, but so many don’t. It’s not that they don’t choose something they want to do, or think they want to do. It’s that, in many cases they don’t get past the earliest obstacles to success.
The most common is in many ways a simple mental block. [...]
Common Scams Directed At Consumer Investors
With the advent of online brokers, many individuals are placing themselves in the driver’s seat for purchasing stocks and bonds. The process requires a lot of research and little luck. A quick search online can bring an individual investor all the information they need in order to make those decisions.
Unfortunately, there is a [...]