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Car Accident: What to Do After
No one really likes to think about having an accident with their vehicle, but if you drive, you’re at risk for ending up in a crash, no matter how minor. Luckily, the majority of car accidents are fairly simple and end up only causing minimal damage to the vehicles, but it’s a good idea to [...]
Why Do I Need Disability Insurance?
Although we do not like to plan for accident or injury, these things happen and it’s a disability insurance plan that will help you out of this situation,despite illness or accident, household bills still need to be paid. This can help reduce any stress that is being felt during the recovery period. Statistics show that [...]
What is a Minibus, Do I Have the Correct Licence and What About Insurance?
More drivers in the UK today are using MPV’s and People Carriers. But as the car has 7-8 seats can it be classed as a minibus? The answer is ‘no’.
What is a Minibus?
If it has between 9 to 16 passenger seats then its classification is as a minibus. This has implications for the type of [...]
Do You Understand Mortgage Rates, Fees, And Points?
As you shop for your mortgage loan, you will come across many terms that you might now understand. Because a mortgage loan is probably the biggest financial decision you will ever make, it is important to understand those terms before signing papers. We will discuss rates, fees, and points.
Most banks, credit unions, and other financial [...]
What Can I Do If I Am Behind On My Mortgage?
When money gets tight and you are going to be forced to be late on your bills first consider what items report to your credit report. Your phone bill, electric, gas, cell phone, water and other similar bills do not report on your credit report.
A late payment for your mortgage will hurt your credit [...]
How Do I Save Money For A Mortgage
In order to acquire a mortgage loan to finance the purchase of a property, you need to have sufficient cash to pay for the down payment. The usual rule has been a minimum of 10 percent of the property purchase price as a down payment.
Although the dollar value of a down payment is relatively [...]