firsttime
How To Compare Mortgage Rates For First-Time Buyers
There was once upon a time when finishing your degree, settling down and getting married producing children along the way was as simple as one, two and three – or so I had once thought. The whole process is just as daunting, if not difficult, as it is to buy your own house. I have [...]
The Curse of the First-Time Buyer (Part 1)
There are just some things in life that are a recipe for disaster and going shopping without money in your pocket is one of them. You are almost guaranteed to find something to buy that you absolutely fall in love with: Shoes, clothing, handbags, sportswear, cars, gadgets and whatever else manages to get your greed-glands [...]
Government Aid Package To Help First-Time Home Buyers – More Stamp Duty Exemption
The newspapers might be full of doom and gloom but the credit crunch and general economic downturn has to be good news for someone. Despite the stories about first time buyers being forced out of the market by banks refusing them large mortgages, the housing recession poses a great opportunity for those wishing to get [...]
Why a Fixed-rate Mortgage May Be Better for First-Time Homebuyer
It’s not uncommon for someone to look for the lowest price on any purchase that they are planning on making – this goes double for a major purchase. People look for the lowest monthly payment they can get on a car, on an apartment and on a house – often the lowest monthly rate, [...]
Top Eight Mistakes First-time Buyers Make When Shopping for a New Home
For most people, purchasing a home is the largest investment they will ever make. For those who have taken the plunge, they understand it is a complex endeavor which requires preparation and education. Since a home could cost 25 to 45 percent of one’s gross income, it’s important to conduct research and ask questions.
Following are [...]
Factors Affecting First-Time Buyers
The UK Treasury has taken steps to boost the stagnating housing market by rising the threshold for stamp duty to GBP175,000. This change means that those purchasing a home for up to this price will avoid having to pay an extra 10 percent of the property price to the government.
As a result of the US [...]