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A Guide to Car Insurance in Southern California
Although it used to take quite a bit of energy and effort to find affordable automobile insurance in Southern California, these days it is significantly easier to find the insurance quotes you want without a lot of work. There are many services these days which exist to negotiate rate quotes and options with many different [...]
A Guide To Affordable Car Insurance in New Jersey
There is an Act in New Jersey, called the Automobile Insurance Cost Reduction Act, which allows New Jersey drivers the ability to buy basic car insurance policies in New Jersey, for cheaper than all of the other available car insurance policies in the state. In all honesty, there isn’t much that will beat the most [...]
Is Interest Only In Your Best Interest?
Prior to the depression of the 1920s, there was a mortgage loan product used by many of the American people, known as the interest only loan.
Why did this long disappear? And why has it suddenly reappeared? Let’s take a moment to answer each question, and hopefully provide some food for thought.
During the 1920s [...]
Could the 700 Billion Bailout = No Change in the Housing Market?
The general arguments concerning the bailout have gone something along the lines of
Anti Bailout : “The taxpayers should not have to foot a 700 billion dollar bill to bail out Wall Street”
Pro Bailout : “But if taxpayers do not bail out Wall Street the economy will fall apart and those same taxpayers will be hurt”
If [...]
Number Of Mortgage Approvals In April Is Down
The number of approvals for mortgage loans in April fell for the 12th consecutive month, according to new statistics from the Bank of England.
According to the month’s figures, there were 58,000 loans approved for the use of house purchase, while 52,000 loans were granted for other purposes. However, while both of these figures were down [...]
Mortgage Rates Move Up For First Time In 3 Months
All good things must come to an end. After 12 weeks of falling rates interest rates went up this week. The 30 year rate went back above 5 jumping from 4.96 to 5.12. Below are rates from the last few weeks and October 30 which was when rates first started to fall.
Jan [...]