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What Is The Real Difference Between A Deed Of Trust And A Mortgage
A mortgage is not interchangeable with a home loan. Under certain conditions, for a certain amount of money borrowers will sign a promissory note to the lender. The lender requires the borrower to sign a mortgage, to legally secure the lender. Mortgages are documents written to protect the lender’s interest in your property; hence [...]
The Latest Federal Rate Cut – Another Attempt to Bolster the Real Estate Market
The Federal Reserve cut interest rates on Dec. 11th on hopes that the credit crisis would be tempered from 4.5% to 4.25%. Markets were on the upswing up until the cut was announced because many investors were under the impression that the central bank, under pressure from all sectors of the economy especially real estate, [...]
Liquidity: Why So Important in the Real Estate Market?
In recent days, the Federal Reserve, the European Central Bank, the Bank of Canada, the Bank of England, and the Swiss National Bank have teamed up to auction $110 billion off to world money markets in order to ease the recent liquidity crisis. But what is liquidity? Why should banks auction off money to deal [...]
Mortgage & Real Estate Tips For First Time Home Buyers
Are you currently thinking about buying your first house? Real estate is a fantastic investment. Don’t let the media hype fool you: low interest rates combined with reduced home prices make this an excellent economic environment for first-time home buyers. Here are a few tips to help you along the way.
The first and most important [...]
Real Estate Sales Tips for a Buyer’s Market
Selling in a buyer’s market is an unpleasant but sometimes necessary component of the complex real estate market. As the market fluctuates wildly, home owners often find themselves having to ride the roller coaster and make tough decisions. However, with a few basic tips, even the most urgent seller can turn a profit on their [...]
The Only Real Ways to Pay Off a Mortgage Early
The day you move into your new house is always a happy one. Everything is great and you now have your own abode. The feeling just couldn’t be better. Then, an inevitable thought crosses your mind. You have 30 years left to pay on your mortgage. Wow! Thirty long years of making monthly [...]